What Are the Best Cashback Websites in the UK?

Earn money today with Quidco, OhMyDosh, and others.


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By Cai Bradley

on Wednesday 20 November 2019


Woman online shopping for cashback

Cashback sites offer a great way of earning money while you do your usual online shopping, but how do they work and which ones are the best in the UK?

The safest and best cashback sites available in the UK include:

Cashback Site Key Feature
Quidco The UK’s number one cashback site
Boom25 Every 25th customer gets a full refund on their shopping
Swagbucks Free gift cards for doing surveys and online shopping
OhMyDosh! Complete offers and trials to earn money
TopCashback Cashback with thousands of online retailers
20Cogs Earn through competitions, offers, gaming and surveys
Kerching and Win Earn free prize entries as you shop online

In this guide:

Cashback basics: What is it and how does it work?

Reviews of the best cashback sites in the UK

Cashback FAQs: All you need to know

We evaluate the top apps and websites offering money back on the purchases you make online, but first, let’s go through some of the basics of how these sites actually work.

What is cashback and how does it work?

When you make an online purchase through a cashback website, that company will give you a set amount (usually between 1% and 5%) of that purchase back as a free reward for shopping through them, rather than a search engine or directly with the seller.

It is essentially a way of earning cash for doing your usual online shopping; you simply have to shop using the cashback site’s links and they will reward you for doing so.

So, how does cashback work?

- Visit your cashback site (Quidco, OhMyDosh, etc.).

- Find the brand you want to purchase from (GAME, Amazon, Booking.com, etc.) and tap the link to visit the retailer’s website (the cashback site uses this link to track your purchase).

- Make your purchase as you would usually do.

- Once the purchase is confirmed by the retailer, the cashback site will have tracked it and will reward you the cashback percentage on offer.

- You are then able to withdraw the cashback via PayPal, bank transfer, or as gift vouchers, depending on your preferences.

Although each company differs slightly, that is generally how cashback sites work in the UK.

Best cashback sites in the UK

With so many different cashback apps and sites on offer, it can be difficult to choose which one to fully commit to. That’s why we have compiled a list of the best cashback and reward sites in the UK, with a review and explanation of each one.

Skip to our Quidco vs TopCashback comparison table.

Quidco Review

You can get cashback on just about anything as a Quidco member, from Expedia holidays, to Domino’s pizza.

What is Quidco?

Quidco is a cashback site with around seven million members, providing cashback and rewards on purchases from over 4,500 retailers.

Some of the brands and retailers affiliated with Quidco include:

  • - Amazon
  • - Argos
  • - Currys PC World
  • - Domino’s
  • - eBay
  • - EE
  • - Expedia
  • - M&S
  • - Trainline

How does Quidco work?

Once you sign up to Quidco using some personal details (name, email address, etc.), you are able to browse thousands upon thousands of cashback offers from all types of brands. If you know what you’re looking for, simply type it in the search bar and you’ll be able to see if that specific retailer is currently offering a deal.

You then tap the Quidco link to the relevant retailer and do your shopping as usual. Quidco will track your activity and you will be notified and rewarded with cashback when your purchase is confirmed.

Is Quidco legit and safe?

Yes! Seven million members seem to think so anyway, and with around 90% of over 80,000 consumer reviews rating it as ‘Excellent’ or ‘Great’ on Trustpilot, Quidco is as legitimate as any other cashback site.

How long does Quidco take to pay out?

You are eligible to withdraw your Quidco cashback as soon as you reach the minimum £1 balance requirement, but when you do so, it is largely up to you.

Simply tap ‘withdraw’ within the payments page when you’ve accumulated enough cashback and decide to cash out.

You can opt to receive your cashback via PayPal, bank transfer, or as an e-gift voucher, and the process of withdrawing should be complete within six working days.

Benefits of Quidco

The potential advantages of becoming a Quidco member include:

  • - Free cashback for doing your usual shopping
  • - Low £1 minimum balance to withdraw
  • - Average member earns over £300 a year
  • - Completely free to use (unless you opt for a premium membership)
  • - Over 4,500 top retailers to choose from

Read more: Full Quidco Review

Quidco vs TopCashback comparison

Quidco and TopCashback are often referred to as the best cashback sites in the UK, but how to they compare to one another?

Quidco

TopCashback

Free and paid membership available

Free and paid membership available

7 million UK members

11 million  worldwide members

Cashback rate of 80-100%

Cashback rate of up to 105%

Friend referral scheme offers £10 cashback

Friend referral scheme offers up to £25 cashback

Over 4,500 retailers to choose from

Over 4,700 retailers to choose from


Aside from the most popular choices, there are also many other cashback sites on the rise, including:

Boom25 review

Boom25 isn’t your average cashback site…

What is Boom25?

Boom25 is a legit cashback site with an enticing twist; it works like any other cashback site, but instead of earning a small cashback percentage, you’re entered into a prize draw to win the entire cost of your shopping for free.

Rather than earning around 1-5% cashback, you have a 1 in 25 chance of getting your entire purchase for free, even if it’s worth hundreds of pounds (there’s no limit!).

Boom25 pros and cons

The advantages and potential drawbacks of Boom25 include:

Advantages

Disadvantages

Every 25th buyer gets their entire purchase for free

You aren’t guaranteed cashback, it’s essentially a gamble

Could earn hundreds of pounds from one shop

There aren’t as many retailers to choose from as other sites

Winners receive their cashback through PayPal

Can take up to 92 days to find out if you were the lucky 25th shopper

Swagbucks review

With Swagbucks, you could earn cashback and gift cards for shopping, completing surveys, watching videos, and more.

What is Swagbucks and how does it work?

Swagbucks is a free service that provides members with cashback and gift vouchers for:

  • - Doing online shopping
  • - Completing surveys
  • - Watching videos
  • - Playing video games
  • - Browsing online

You could win free gift cards from over 100 retailers, including the likes of iTunes, Amazon and eBay, for completing straightforward tasks online.

The benefits of Swagbucks include:

  • - It gives out 7,000 free gift cards each and every day
  • - You can earn cashback in a variety of ways, not just shopping
  • - Swagbucks has paid its members over £230,000,000 in total
  • - Easy way to earn money at home

OhMyDosh! Review

OhMyDosh is a free, UK-based online service that offers cashback to its users in exchange for the completion of surveys and/or purchasing certain products.

Is OhMyDosh legit?

OhMyDosh is a legitimate, safe way of making money at home, but you must remain sensible in how you use it, as always with cashback sites.

You do not have to provide any bank details that would allow them to take money from you and your cashback is paid to you via PayPal or standard bank transfer, depending on your personal preferences. The cashback should be in your account within five working days, so you aren’t required to wait months to receive your rewards.

Once you have earned the minimum £10 cashback balance, you are able to withdraw your ‘dosh’ and spend it however you like.

It is also rated 4.7/5 on Trustpilot, which suggests that the majority of its customers are satisfied with its service.

The people that choose to use OhMyDosh ahead of other sites do so because you are able to earn cashback for all sorts of activities, whether it’s following OhMyDosh on Instagram, or buying clothes at Boohoo.

TopCashback review

Earn cashback and save money when you shop online or in-store at over 5,000 retailers with TopCashback.

What is TopCashback?

TopCashback was founded in 2005 and claims to be the UK’s highest paying cashback site in the UK, passing up to 100% of their commission over to their members.

How does TopCashback work?

Signing up to TopCashback is easily done via their app or website, using basic personal information such as your name, date of birth, and email address.

You can start earning cashback as soon as you’ve signed up; just remember not to shop for the sake of earning cashback and think of it as more of an added bonus.

Is TopCashback legit and safe to use?

With a TrustScore of 4.7/5 on Trustpilot, the cashback site seems to be near-enough perfect. Over 90,000 consumers have reviewed TopCashback, and only 3% rated its service as ‘Poor’ or ‘Bad’ – that’s pretty good going!

20Cogs review

Earn cashback by completing surveys, entering competitions, gaming, and more with 20Cogs!

What is 20Cogs and how does it work?

20Cogs is a cashback site that offers rewards to its users who complete specific tasks relating to:

  • - Competitions
  • - Offers
  • - Gaming
  • - Surveys

You simply need to follow their instructions to complete the deals available to you, and once you have completed 20 offers, you are then able to cash out whatever profit you have made. 

Since it was founded, 20Cogs has paid its members over £1,307,097 in cashback, with cash transfers available via both PayPal and BACS (standard bank transfer).

It is a free-to-use service and the average member cashes out £200 in total, so there are certainly profits to be made!

Kerching and Win review

With Kerching and Win, you simply do your online shopping through their website as normal and then receive free entries to prize draws as a reward, rather than actual cash.

How does Kerching and Win work?

  • - Sign up for free with some basic personal details
  • - Browse the Kerching deals and find a retailer you want to purchase from
  • - Tap the Kerching link (so that they can track your purchase) and make the transaction
  • - You will then receive Kerching credits representative of the amount you’ve spent (one point per £5 usually)
  • - Use these credits to enter prize draws for free
  • - WIN free gift cards and vouchers from a variety of retailers (if you’re lucky!)

Most retailers allow you to earn one credit per £5 spent, and with prize draw entries typically costing between three and six credits, you could earn tens of entries with each purchase you make. The maximum amount of credits you can earn with an individual purchase is 40.

There are currently around 300 retailers available to purchase and earn credits from via the Kerching and Win website, but raffle prizes include supermarket vouchers and gift cards, such as:

  • - £150 Tesco gift card
  • - £150 Argos voucher
  • - £150 M&S gift card
  • - 125 Kerching credits

Your Kerching credits are valid for 12 months, so be sure to enter as many prize draws as possible to avoid the disappointment of them going to waste!

Cashback FAQs

We have reviewed the top cashback sites in the UK, but knowing as much as you can about the ins-and-outs of cashback can also help you make an informed decision on which would be best for you.

What does cashback mean?

Cashback is offered by websites such as Quidco and OhMyDosh when you make a purchase through their website. It essentially refers to getting a certain amount of money back from your purchase, and usually amounts to something between 1-5% of the total cost.

How do TopCashback and Quidco make money?

Cashback sites usually make money by receiving a type of commission from the retailers that feature on their website. They share this affiliate commission with you, which is how you get your percentage of cashback.

They also offer ‘premium’ memberships, which cost users a set monthly fee.

How to claim cashback

Once you’ve built up an amount of cashback that you are happy with, most sites will let you withdraw the balance to your PayPal, bank account, or even as an e-gift voucher.

Each cashback site varies in relation to the length of time it takes to reach you, but this is usually stated within the terms and conditions.

What is cashback by redemption?

Cashback by redemption is usually associated with mobile phone purchases and is slightly more complex than automatic cashback.

Redemption cashback requires you to complete some sort of claim before you are able to receive any money back on your purchase, while automatic cashback is usually a lot easier to get your hands on.

In order to get your cashback by redemption for a mobile phone purchase, for example, you usually have to wait a set period of time and then send the company a claim with proof of your phone bills to validate it.

In short, it requires more organisation and effort than standard ‘automatic’ cashback.

For more in-depth information on one of the best cashback websites in the UK, head over to our full Quidco review.

Related articles:

Get Cashback on Your Holiday with Quidco and Booking.com

Is Quidco the Best Cashback Site in the UK?

Best Credit Card Rewards in the UK


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