Guide to Cheap One Month Car Insurance


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By Cai Bradley

on Wednesday 9 October 2019


Family looking out of their car at the countryside

Whether you’re a student that needs cover to drive while you’re home from university, or you need short-term cover to drive someone else’s car while your vehicle is being repaired, one month car insurance can be a handy type of temporary protection for many drivers in the UK.

Can I get car insurance for one month only?

You can get car insurance for one day, one week or one month – whatever suits you – and what’s more, it’s often pretty cheap!

What is one month car insurance in the UK?

One month car insurance is a form of short-term, temporary car cover that provides policyholders with a relevant level of protection for a few weeks, rather than a full year.

Monthly car insurance is often provided in the form of fully comprehensive cover – the most extensive level of protection for drivers – and offers an affordable alternative to amending an existing policy, which can often be expensive.

Policies usually work on a pay-by-day basis and are handily flexible, meaning that they can be amended to suit any changes to your personal requirements. For example, if you take out short-term cover to use a different vehicle while yours is being repaired, but it is fixed quicker than you anticipated, you are usually able to end the policy early without hassle.

Additionally, most one month temporary car insurance contracts are standalone policies, and will therefore not affect the No Claims Bonus (or No Claims Discount) on your main car insurance policy should you need to make a claim.

You are able to arrange cover quickly and easily with Insure Daily, who can provide you with a temporary car insurance quote in a matter of seconds!

Why would you need car insurance for one month?

There are a variety of reasons why you might need car insurance for one month only, including:

  • If you are a student home from university and want to borrow a friend or family member’s car

  • If you are visiting from abroad and need to drive a car during your stay

  • If your car is being repaired and you need to use a different car temporarily

  • If you need to borrow a car for the short-term after passing your test, while looking for a car to buy for yourself

  • If you want to share driving duties on a long journey

For more about temporary car insurance, see our full guide to short term car cover here.

Benefits of one month car insurance

One month car insurance can be useful for all drivers under many circumstances, as mentioned in the examples listed above.

In short, the key advantages of monthly car insurance include that it: 

  • Is often cheaper than amending an existing policy or taking out a full annual policy

  • Is flexible and easily adjustable to suit policyholders

  • Usually doesn’t affect a policyholder’s no claims bonus if they need to make a claim

  • Is easy to arrange, with quotes provided within seconds and cover taken out within a matter of minutes

All you need to get started with Insure Daily temporary car insurance is:

  • Your date of birth

  • Your home postcode

  • Your driving licence type and how long you have held it for

  • The amount of days you require cover for

  • Your vehicle registration number

Once you enter the above details, you get an instant quote – it’s as easy as that!

Best one month car insurance | Temporary car insurance in the UK

Cheap monthly car insurance is actually quite easy to come by, but to find the best provider and policy for your individual situation, it’s imperative that you shop around and get quotes from a range of companies.

To get started, head over to Insure Daily; they provide comprehensive cover for up to 28 days for drivers aged 19 to 75 and it takes less than a minute to get a quote. Getting cover really is quick and easy; simply tap the button below to get started!

Read our full guide for more information on temporary car insurance, or browse our car insurance resources for a range of articles on a variety of related topics.

Related Articles:

Complete Guide to Temporary Car Insurance

Drive Any Car, Anytime

One Day Car Insurance Explained


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